Workplace injuries can happen to anyone, whether you’re a construction worker, office employee, truck driver, or restaurant server. An injury on the job can leave you facing medical bills, lost income, and emotional stress, affecting both you and your family. If you’ve been injured at work, you may be entitled to workers’ compensation benefits, and we are here to help ensure you receive the support you deserve.

What is Workers’ Compensation?

Workers’ compensation is a type of insurance that provides medical coverage and wage replacement for employees who suffer a work-related injury or illness. These benefits are intended to help injured workers recover while easing the financial burden caused by their injuries. Unfortunately, the claims process can be complicated, and many claims are delayed, denied, or underpaid.

What Does Workers’ Compensation Cover?

Workers’ compensation benefits are designed to cover a wide range of expenses, including:

  • Medical Expenses
    • Doctor visits
    • Hospital stays and surgeries
    • Physical therapy and rehabilitation
    • Medications and medical equipment
    • Diagnostic tests and imaging
  • Lost Wages
    • Workers’ compensation may replace a portion of your lost wages if your injury prevents you from returning to work.
  • Disability Benefits
    • If your injury results in a temporary or permanent disability, you may receive additional compensation based on the severity and impact of your condition.
  • Death Benefits
    • In tragic cases where a worker dies as a result of a workplace injury, workers’ compensation provides financial support for the surviving family, including funeral expenses and ongoing wage replacement.

Filing a Workers’ Compensation Claim

Filing a workers’ compensation claim can seem straightforward, but complications often arise. Some common challenges include:

  • Disputed claims: The employer may argue that the injury didn’t happen at work.
  • Insufficient coverage: Medical expenses and lost wages may exceed what the employer’s policy covers.
  • Permanent injuries: Long-term or permanent disabilities may require additional compensation beyond standard benefits.

In most cases, employers are required to carry workers’ compensation insurance for their employees. If you suffer an injury on the job, it’s crucial to report it promptly to improve your chances of receiving the benefits you’re entitled to. Make sure to document all details of the accident in writing. When reporting the incident, include specific information such as witness names, the location of the accident, what caused your injury, and the time of day it occurred. While your employer may recommend a doctor, you have the right to choose your own physician based on the nature of your injury.

When complications arise, having an experienced workers’ compensation attorney on your side can make all the difference. We ensure that your claim is properly documented and your rights are protected, giving you the best chance of receiving full compensation.

Common Types of Workplace Injuries

Workplace injuries can range from minor incidents to life-altering conditions. Common injuries covered by workers’ compensation include:

  • Head and Brain Injuries: Concussions and traumatic brain injuries (TBI), often caused by falls or falling objects
  • Spinal Cord and Back Injuries: Herniated discs, nerve damage, and paralysis
  • Muscle and Joint Injuries: Torn ligaments, rotator cuff sprains, knee, hip, shoulder, and elbow injuries
  • Repetitive-Stress Injuries: Carpal tunnel syndrome, tendonitis, bursitis, and other conditions caused by repetitive movements
  • Bone Fractures and Amputations: Crushed limbs and broken bones
  • Hearing and Vision Loss: Caused by loud environments or exposure to harmful substances
  • Chemical Burns and Toxic Exposure: Injuries from hazardous chemicals, including respiratory illnesses like mesothelioma and Black Lung disease
  • Cardiovascular Events: Work-related heart attacks and strokes
  • Respiratory Issues and Organ Damage: Caused by exposure to airborne toxins or dangerous chemicals

These injuries can occur in any work environment, from construction sites and factories to offices and retail spaces. The severity of the injury often determines the level of compensation available.

Have you been injured in an accident?

STEP 1: Contact Luke Law Firm for a free consultation. We’ll assess your case, explain your options, and meet you anywhere in Louisiana.

STEP 2: We Build & Fight for Your Case – Our team gathers evidence, handles paperwork, and negotiates aggressively. If insurers don’t play fair, we’re ready for court.

STEP 3: You Get Paid – No Fees Unless We Win – You pay nothing upfront—our success is tied to yours.

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FREQUENTLY ASKED QUESTIONS

Have you been injured in an accident?

A work-related injury is any injury, illness, or condition that occurs while performing job-related duties. This can include accidents on job sites, repetitive stress injuries, occupational illnesses caused by toxic exposure, and injuries sustained during work-related travel.

What benefits can I receive through workers’ compensation?

Workers’ compensation may provide:

  • Medical coverage for treatments, surgeries, medications, and rehabilitation
  • Lost wage replacement for time missed due to your injury
  • Disability benefits for temporary or permanent disabilities
  • Death benefits for surviving family members in the event of a work-related fatality

Can I be fired for filing a workers’ compensation claim?

It is illegal for your employer to fire or retaliate against you for filing a legitimate workers’ compensation claim. If this happens, you may have grounds for an additional legal claim.

Who is responsible for paying workers’ compensation benefits?

Workers’ compensation benefits are paid by the employer’s workers’ compensation insurance. Employers are required to carry this insurance to cover medical expenses and lost wages for injured employees. The employee does not pay for this coverage, and the benefits are provided regardless of who was at fault for the injury.

What happens if my injury was caused by a third party?

If a third party (not your employer) caused your injury—such as a contractor or equipment manufacturer—you may have the right to file a personal injury lawsuit in addition to your workers’ compensation claim.

How much of my wages will workers’ compensation cover?

In Louisiana, workers’ compensation typically covers two-thirds (66.67%) of your average weekly wage. This amount is subject to minimum and maximum limits set by state law. The compensation is tax-free and is intended to help offset the financial burden while you recover.