According to DOTD, In 2024 Louisiana recorded over 37,000 car crashes resulting in injuries. The aftermath of a car accident can be overwhelming—leaving victims with medical bills, lost wages, and emotional trauma. If you’ve been injured in a car accident, it’s essential to understand your rights and take the necessary steps to protect your future. Luke Law Firm is here to help you seek the compensation you deserve and hold negligent drivers accountable.

Who is at fault?

Determining fault is a crucial part of any car accident claim. Was the other driver distracted or reckless? Were road conditions a contributing factor? Understanding who is responsible helps identify which insurance company should pay for your losses.

We will thoroughly investigate your case to determine who is at fault, working to maximize your compensation and help you rebuild your life.

Common Causes of Car Accidents

  • Distracted Driving: Texting, eating, or using a GPS can lead to devastating crashes.
  • Speeding & Reckless Driving: Higher speeds increase the risk of severe injuries.
  • Driving Under the Influence: Alcohol and drugs impair reaction time and judgment.
  • Failure to Obey Traffic Laws: Running red lights, failing to yield, and illegal turns cause many collisions.

Injuries from Car Accidents

Car accidents can result in a range of injuries, from minor scrapes to life-changing trauma. Some of the most common injuries include:

  • Whiplash & soft tissue damage
  • Broken bones & fractures
  • Concussions & traumatic brain injuries
  • Spinal cord injuries & paralysis
  • Emotional trauma & PTSD

Even injuries that appear minor can worsen over time, requiring months—or even years—of treatment and recovery.

Role of Insurance Companies

While all drivers are required by law to carry insurance, getting the compensation you need isn’t always straightforward. Insurance companies often try to minimize claims or deny them outright. They may offer low settlements that don’t cover your true expenses, leaving you to bear the financial burden.

At Luke Law Firm, we understand the tactics insurance companies use and fight to ensure you receive fair compensation for:

  • Medical expenses (past and future)
  • Lost income and reduced earning capacity
  • Pain and suffering
  • Property damage
  • Emotional trauma

Have you been injured in an accident?

STEP 1: Contact Luke Law Firm for a free consultation. We’ll assess your case, explain your options, and meet you anywhere in Louisiana.

STEP 2: We Build & Fight for Your Case – Our team gathers evidence, handles paperwork, and negotiates aggressively. If insurers don’t play fair, we’re ready for court.

STEP 3: You Get Paid – No Fees Unless We Win – You pay nothing upfront—our success is tied to yours.

Take the first step

FREQUENTLY ASKED QUESTIONS

What should I do immediately after a car accident?

  • Ensure your safety and move to a safe location if possible.
  • Call 911 to report the accident and request medical help if needed.
  • Document the scene by taking photos of the vehicles, injuries, and surrounding area.
  • Exchange information with the other driver, including insurance details.
  • Contact an attorney before speaking with the insurance company.

What should I avoid after a car accident?

  • Don’t admit fault at the scene.
  • Avoid giving recorded statements to insurance adjusters without legal advice.
  • Don’t accept the first settlement offer—it’s often much lower than what you deserve.

How is fault determined in a car accident?

Fault is determined based on police reports, witness statements, traffic laws, and accident reconstruction. Louisiana follows a comparative fault rule, meaning compensation may be reduced if you are partially at fault.

Can I seek compensation from my insurance or the other driver’s policy?

Depending on the circumstances, you may file a claim with the at-fault driver’s insurance or use your own policy if you have uninsured/underinsured motorist coverage.

What types of damages can I recover after a car accident?

You may be eligible for medical expenses, lost wages, pain and suffering, vehicle repairs, and future medical costs if your injuries are severe.

What if the other driver doesn’t have insurance?

If the at-fault driver is uninsured, you may still recover compensation through uninsured motorist (UM) coverage if included in your policy. If UM coverage is unavailable, legal action may be necessary to recover damages.

Do I need a lawyer to handle my car accident claim?

While you can file a claim on your own, insurance companies often try to minimize payouts. An experienced attorney will negotiate on your behalf and ensure you receive the compensation you deserve.